1 Information about us
1.1 We are a Board of Directors of Wheatfromchaff Ltd, trading as crowdrating.co.uk and registered in England and Wales at Companies House under the name Wheatfromchaff Ltd (Wheatfromchaff, we, us, our). Our registered office is at Kilver Court, Kilver Street, Shepton Mallet, Somerset, BA4 5NF and our company number is 09328942.
1.2 We are an Appointed Representative of Sturgeon Ventures LLP FRN # 452811 who is authorised and regulated by the Financial Conduct Authority (the FCA) and entered on the FSA Register with the firm identification number FRN # 712089 .
1.3 If you have any queries about the Website or any information contained on it, please contact us at Kilver Court, Kilver Street, Shepton Mallett, Somerset, BA4 5NF or by telephone on + 44 1749 347 577; or by email at email@example.com.
2 Accessing our website
2.1 Access to our Website is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our Website without notice. From time to time, we may restrict access to some or all of our Website. We will not be liable if for any reason our Website is unavailable at any time or for any period.
2.3 You are responsible for making all arrangements necessary for you to have access to our Website.
2.5 You may not without our prior written permission
If you wish to make use of material on our website, please contact us to discuss your requirements HERE.
We reserve the write to withdraw linking, scraping and framing permission without notice.
3.1 Nothing on this Website is intended, nor should it be taken, to create any legal or contractual relationship. Any transmission, downloading or sending of any information from the Website does not create any contractual relationship.
3.2 The content of the Website is designed for illustrative purposes only. Neither the calculator nor any results from it constitutes a solicitation or offer by Wheatfromchaff to buy or sell any securities or other financial instruments or to provide any investment advice.
3.3 The provision of investment services may be restricted in certain jurisdictions. It is your responsibility to acquaint yourself with any local laws and restrictions on the usage of this Website and the availability of any services described on it. The information on this Website is not intended for distribution to or use by any personal entity in any jurisdiction or country where such distribution would be contrary to local law or regulation. The Services are available only to persons in the United Kingdom and other European Economic Area countries. The Services are not available to United States persons directly, unless introduced to Wheatfromchaff by a FINRA registered broker or their United States attorney.
3.4 Nothing in this Website may be published in the press or elsewhere without permission of Wheatfromchaff Ltd.
3.5 Wheatfromchaff does not provide legal or tax advice. Clients of Wheatfromchaff and viewers of this Website are encouraged to consult their own legal and tax advisers before making any investment decision. Private companies in all jurisdictions and potential investors should take independent legal and taxation and investment advice before proceeding with any type of fund raising activity.
3.6 While we endeavour at all times to ensure information on our Website is clear, fair and not misleading at the date of publication, we do not hold the information as impartial and it should not be viewed as wholly objective. Information on this Website is based on sources that we believe to be reliable but we give no undertaking that it is accurate or complete and Wheatfromchaff cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose or at all.
3.7 This calculator is subject to change without notice and Wheatfromchaff is under no obligation to report or keep information accurate.
3.8 This Website is controlled and operated by Wheatfromchaff in the United Kingdom. We make no representations that materials in the Website are appropriate or available for use in other locations. Those who choose to access the Website from other locations do so at their own risk and are responsible for compliance with all applicable laws.
4 Intellectual property rights
4.1 This Website, its contents, any materials downloaded, and all intellectual property pertaining to or contained on the Website (including but not limited to copyrights, patents, database rights, graphics, designs, text, logos, trade dress, trademarks and service marks) are owned by or licensed to us and/or from third parties and all rights, title and interest in them shall remain the property of Wheatfromchaff and/or such third parties (collectively, the Content).
4.2 The Content is protected by copyright, patent and trademark laws, and various other intellectual property rights and unfair competition laws.
4.3 You are permitted to print copies and download extracts of the content on the Website for your own personal use for information purposes only, and may draw the attention of others within your organisation to material posted on the Website, subject to the following conditions:
4.3.1 our status (and that of any identified contributors) as the authors of material on our Website must always be acknowledged;
4.3.2 you must not modify in any way the paper or digital copies of any materials you have printed off or downloaded, and you must not use any illustrations, photographs, video or audio sequences or graphics separately from any accompanying text;
4.3.3 you must not duplicate, copy, publish, modify, create derivative works from, participate in the transfer of, post on the internet, or in any way distribute, redistribute or exploit the Website, or any portion of the Website, for any public or commercial use without our express prior written consent;
5 Unlawful or prohibited use
5.1 We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses, trojans, worms, logic bombs or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Website or to your downloading of any material posted on it, or on any website linked to it.
5.2 You must not misuse our Website by knowingly or recklessly introducing viruses, trojans, worms, logic bombs or any other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Website, the server on which our Website is stored or any server, computer or database connected to our Website. You must not attack our Website via a denial-of-service attack or a distributed denial-of service attack.
5.3 Any such unauthorised use of our Website may give rise to a claim for damages and/or be a criminal offence under the Computer Misuse Act 1990. We will report any such activity to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Website will cease immediately and without further notice.
6.2 Additionally, by using our Website, you acknowledge and agree that internet transmissions are never completely private or secure. You understand that any message or information you send to our Website may be read or intercepted by others, notwithstanding our efforts to protect such transmissions. We are not responsible for any messages which are lost, altered by third parties or intercepted and we will not be liable to you or anyone else for any damages or otherwise in connection with any message sent by you to us or by us to you via the internet.
7 Exclusion of liability
7.1 The material displayed on our Website is provided without any guarantees, conditions or warranties as to its accuracy, originality or completeness. To the extent permitted by law, we and third parties connected to us hereby expressly exclude:
7.1.1 all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity;
7.1.2 any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our Website or in connection with the use, inability to use, or results of the use of our Website, any websites linked to it and any materials posted on it, including:
(a) loss of income or revenue;
(b) loss of business;
(c) loss of profits or contracts;
(d) loss of anticipated savings;
(e) loss of data;
(f) loss of goodwill;
(g) wasted management or office time; and
(h) any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above.
7.1.3 In jurisdictions which do not allow the exclusion or limitations of certain types of liability, Wheatfromchaff's liability will be limited to the maximum extent permitted by law.
9 Links to third party websites
9.1 Our Website may contain links to websites and resources maintained by third parties. These links are provided for your information only. We have no control over the contents of those websites and resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. We are not responsible for the content, availability or privacy policies of those sites, and the existence of such links should not be considered an endorsement or recommendation of those sites or of any product or service offered on those sites or of any party that is associated with those sites.
9.2 Please note that other websites and resources linked to on our Website may be governed by separate terms and conditions, including privacy policies. You should refer to the applicable terms and conditions of those websites and resources before using them and you should direct any questions or comments about the linked website or resource to the appropriate website provider.
10 LINKING TO OUR WEBSITE
10.1 You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
10.2 You must not establish a link from any website that is not owned by you.
10.3 Our Website must not be framed on any other website, nor may you create a link to any part of our Website other than the home page. We reserve the right to withdraw linking permission without notice.
10.4 If you wish to make any use of material on our Website other than that set out above, please contact Wheatfromchaff Ltd, Kilver Court, Kilver Street, Shepton Mallett, Somerset, BA4 5NF or send your request to firstname.lastname@example.org
11 Revision of terms
12 Jurisdiction and Applicable law
12.1 The English courts will have non-exclusive jurisdiction over any claim arising from, or related to, a visit to our Website. We retain the right to bring proceedings against you for breach of these conditions in your country of residence or any other relevant country.
14 Your Concerns
Anti-Bribery and Corruption Policy
Wheatfromchaff Ltd (trading as CrowdRating.co.uk and operating www.eiscalculator.com) values its reputation for ethical behaviour and for financial probity and reliability. It recognises that over and above the commission of any crime, any involvement in bribery will also reflect adversely on its image and reputation. Its aim therefore is to limit its exposure to bribery by:
Wheatfromchaff Ltd prohibits the Board of Directors:
the offering, the giving, the solicitation or the acceptance of any bribe, whether cash or other inducement
to or from any person or company, wherever they are situated and whether they are a public official or body or private person or company
any individual consultant, agent or other person or body acting on the Board of Directors behalf
in order to
gain any commercial, contractual or regulatory advantage for the Board of Directors in a way which is unethical
or in order to
gain any personal advantage, pecuniary or otherwise, for the individual or anyone connected with the individual
The Board of Directors recognises that market practice varies across the territories in which it does business and what is normal and acceptable in one place may not be in another. This policy prohibits any inducement which results in a personal gain or advantage to the recipient or any person or body associated with them, and which is intended to influence them to take action which may not be solely in the interests of the Partnership or of the person or body employing or contracting with them or whom they represent.
This policy is not meant to prohibit the following practices providing they are customary in a particular market, are proportionate and are properly recorded
Inevitably, decisions as to what is acceptable may not always be easy. If anyone is in doubt as to whether a potential act constitutes bribery, the matter should be referred to the Director with responsibility for this policy before proceeding. If necessary, guidance should also be sought from the Compliance Officer.
Consultants and Principles Responsibility within Wheatfromchaff Ltd
The prevention, detection and reporting of bribery is the responsibility of all personnel. Suitable channels of communication by which personnel or others can report confidentially any suspicion of bribery will be maintained via the Anti-Corruption Reporting procedures. Useful resource:www.transparency.org.uk for the Transparency Index
A fuller Policy and Procedures outlining all the Principals of the Act can be requested from the Compliance Officer by emailing email@example.com
Copyright 2016 Crowdrating.co.uk. All Rights Reserved. Website by Cloud
This and any other reports published on CrowdRating.co.uk have been prepared by Wheatfromchaff Limited (trading as Crowdrating) in the United Kingdom for information purposes only. Wheatfromchaff Ltd is an Appointed Representative of Sturgeon Ventures LLP which is Authorised and Regulated by the Financial Conduct Authority FRN: 452811. A further disclaimer is at the end of this report.
Neither this report nor any copy of it, nor any other reports or copies of them published on CrowdRating.co.uk may be reproduced, redistributed or copied in whole or in part for any purpose. Any and all reports have been approved by, and are being distributed in the UK and the European Union (EU) only and are not to be distributed in any other jurisdictions where their distribution may be restricted by law and persons into whose possession this or any other reports come should inform themselves about and observe such restrictions.
This report and any other reports published on CrowdRating.co.uk do not constitute an offer or a solicitation to buy or sell any securities referred to herein. It should not be so construed, nor should it or any part of it form the basis of, or be relied on in connection with, any contract or commitment whatsoever. The information in this report or any other reports, or on which this or any other reports are based, has been obtained from sources that Wheatfromchaff believes to be reliable and accurate, and in accordance with COBS 2.4 of the FSA Handbook we have verified it to the best of our ability. However, it has not been independently verified and no representation or warranty, express or implied, is made as to the accuracy or completeness of any information obtained from third parties. The information or opinions are provided as at the date of this report or any other report publication dates and are subject to change without notice. The information and opinions provided in this and any other reports take no account of the investors/ individual circumstances and should not be taken as specific advice on the merits of any investment decision. Investors should consider any or all of the reports we publish as only a single factor in making any investment decisions.
Wheatfromchaff does not accept any liability whatsoever for any direct or consequential loss however so arising, directly or indirectly, from any use of this report nor its contents. Investors may receive back less that they invested as investments may fall as well as rise in value. Investors should obtain independent advice based on their own circumstances before making investment decisions. By accepting this report you agree to be bound by the foregoing limitations.
This promotion have been approved and issued in the United Kingdom by Wheatfromchaff in the United Kingdom who is an Appointed Representative of Sturgeon Ventures LLP which are Authorised and Regulated by the Financial Conduct Authority FRN: 452811. Wheatfromchaff Limited registered office is Kilver Court, Kilver Street, Shepton Mallet, Somerset, BA4 5NF and telephone number +44 (0) 1749 347 577. Telephone calls may be recorded.
© Wheatfromchaff Ltd All Rights Reserved September 2015